Applicant requirements
- Be an SME entity registered no more than 24 months prior to the application date.
- Registration and tax accounting within the territory of Saint Petersburg.
- Arrears on assessed taxes, fees, and other mandatory payments to budgets of any level do not exceed 50 thousand ₽ as of the loan application date.
- No violations of terms of previously concluded agreements during the 3 months preceding the loan application date.
- Positive credit history.
- Suretyship of the legal entity's participants, suretyship of a spouse for married individual entrepreneurs, or suretyship of another individual.
- For loan amounts exceeding 1 million ₽, collateral is required: real estate, vehicles, special machinery, equipment.
- The borrower's projected income must ensure loan repayment.
Permitted use of funds
Loans are not provided: For purposes not related to the purchase of fixed assets and replenishment of working capital.Term
From 3 to 24 months. A grace period for repayment of the principal debt of up to 6 months is available upon client request.Form of support
LoanAmount
50 thousand — 5 million rublesWebsite: https://www.crpp.ru/info/fskmsbmk
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